As a member of Mutual Credit Union, you are uniquely positioned to manage your finances and watch your money grow, all with the best possible terms. Let’s take a quick look at some of the benefits you can enjoy as a member of Mutual Credit Union.
1.) Highly personalized service
When you step through the door of Mutual, you know you’ll always be welcomed with familiar faces, warm smiles and friendly greetings. There are no aloof tellers here—just our friendly and helpful service representatives who treat you like family. No matter your age or stage, our Financial Service Representatives are happy to guide you through any monetary challenge while assisting you in reaching your financial goals.
At Mutual, our outstanding member service means we’re personally invested in your happiness and only want to see your success. To that end, we’ll grant you a loan quicker than most big banks, graciously looking past some tarnished credit and skipping the overly thorough background check. We also provide financial education information to our members and the larger community throughout the year.
2.) Increased value for your money
As a not-for-profit cooperative, your credit union has modest overhead and marketing expenses. Mutual is proud to pass these savings on to you in the form of low or no account fees, better loan terms and higher dividend payments on your Share Certificates, Savings Accounts and more.
According to a report by the Credit Union National Association (CUNA) that studied credit unions in New York from March of 2017 through March of 2018, credit unions provided average financial benefits equivalent to $85 per member and $178 per household.
3.) A voice in how the credit union operates
As a full-fledged member of Mutual Credit Union, you have a voice in how your credit union runs. You are invited to cast your ballot in our Annual elections in which we vote on a volunteer board of directors. The board is then charged with oversight of the credit union and the forming of all official decisions regarding the way the credit union operates.
4.) A chance to give back to the community
At Mutual, we’re strong believers in giving back to our community. We support many community initiatives and organizations and we are committed to making decisions that benefit the entire community. We are especially invested in the success of education and financial literacy to our children, a cause that is dear to our hearts.
When you choose to be a member of Mutual Credit Union, you’re choosing to give back to the community, too.
As a member, you are entitled to enjoy all of these benefits and so much more. Call, click, or stop by Mutual Credit Union, today to learn how to make your membership work for you in the best way possible. Visit the Mutual CU Website or give us a call at 877-457-3654.
What are you waiting for? Experience the credit union difference, Today!
Your Turn: What does your credit union membership mean to you? Tell us about it in the comments.