Finding the vehicle — and the lender – that is your perfect match

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It’s love at first sight…that memorable moment when you spot the vehicle of your dreams. Your heart pounds a little faster, your adrenaline kicks in, and you can’t wait to drive happily ever after into the sunset.
But there’s another important relationship you likely need to consider first: your ideal lending partner. The auto dealer will no doubt offer you a great rate. Wait! Before you sign on the dotted line, be sure to talk to us at Mutual Credit Union – where we will match your rate on everything from a new or used auto to an RV, ATV, boat or motorcycle.*
Why partner with Mutual for your auto loan or refinance?
Because we’re your perfect match when it comes to an attractive auto loan! Our rate match is certainly a big part of that. But it’s actually just one of the many reasons to choose Mutual Credit Union for your auto loan or refinance:
• A rate match (up to 4% lower than the rate you qualify for with us)*
• Great terms
• Weekly, bi-weekly or monthly payments
• Local loan decisions for fast approval
• 24/7 online or mobile loan application and payments
• A free gift with a loan of $10,000 or more**
Most importantly, the very reason Mutual Credit Union exists is to look out for you and your financial well-being. As an owner here, your best interests always come first, even after you drive off the lot. We’ve already earned your trust with your finances, so you can count on us to offer you the same reliable, personal service on your auto loan. We also offer a full suite of affordable protection options for your vehicle.
Car buying tips
Visit Mutual Credit Union to get pre-approved
Before you fall in love with a car you may not be able to afford, come see us. Our lenders can get you pre-approved for financing that fits your lifestyle and budget. A pre-approval not only saves you a ton of time at the dealership, but also shows you exactly how much you can spend – giving you added negotiating power.
Do your research
Informed shoppers are smart shoppers, so gather some information ahead of time. Resources like Consumer Reports (www.consumerreports.org), Edmunds (www.edmunds.com) and Kelley Blue Book® (www.kbb.com) offer helpful vehicle reviews and pricing information that can help you determine a fair price for the car you want.
Negotiate your price
Price negotiation is probably the most overwhelming part of the car-buying process, but it is important for you to stick to your strategy. If you’ve done your research, it’ll be easier to discern a fair offer. Buying a car is a big step and the transaction has to be right for you.
Have questions about our rate match, or about car buying and refinancing in general? Our team is always happy to help make the process easier, and we can get you on the road fast with our local approvals. Just stop by, give us a call or go to www.mutualcu.org.
*As low as 1.49% Annual Percentage Rate. Member must have proof of rate. Rate match applies to autos, RVs, ATVs, boats and motorcycles. All loans subject to membership, credit approval, and other considerations. Offer not valid for refinancing any Mutual Credit Union loans. Some restrictions may apply. **While supplies last. Minimum $10,000 loan to qualify.