Dedicate a time
Together, choose a time when both of you can focus without distractions.
Prepare your thoughts
Prepare a mental list of topics you’d like to discuss. Include the basics along with any specific issues that you’d like to see change.
Start with a vision
Here are some to get you thinking:
· Wouldn’t it be amazing to buy a home of our own?
· I’d love to retire at 55. Wouldn’t you?
Create a savings plan
Start talking numbers. How much would we need to make a financial dream come true? Together, create a savings plan that will help you achieve your shared goals.
Build a budget
Work out a monthly budget that accounts for all expenses and your new savings goals.
Discuss money management
If you aren’t already sharing expenses, talk about it now. Also, consider linking one of your accounts or opening a shared account at the credit union.
You’ve made it through the money talk. Now, go and make those dreams happen!